TERMS AND CONDITIONS
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
This service is being offered by Gulf Coast Collection Bureau, Inc. Please read the following terms and conditions of use carefully. By using this service, or permitting any other person or other entity to use this service on your behalf, you acknowledge that you have read these terms and conditions and that you accept and will be bound by the terms thereof, as they may be modified by us from time to time, as posted on this web site. When such a modification is made, we will post a revised version of the terms and conditions on this web site. Changes will be effective when they are posted. We are not required to provide you with notification that any such change has been made. It is your responsibility to review these terms and conditions from time to time to be aware of any such change. Your continued use of the service will indicate your agreement to any such change. We reserve the right to add to, remove, change or terminate access to any of the content or functions of the service without giving specific notice to you. If you do not agree to the terms and conditions, you may not use this service. Access to this service is restricted to authorized users who have accepted these terms and conditions. Access or attempted access by unauthorized individuals may be subject to prosecution. Any use of the service is at the sole risk of the user.
Throughout this Terms and Conditions, the words "we," "us," and "our" mean Gulf Coast Collection Bureau, Inc. ("GCCB"). The words "you," "your," and "yours" mean all persons responsible for complying with this Terms and Conditions, including the person who is utilizing or permitting any other person to utilize this service.
GCCB does not assess a fee for using this service.
Automatic Telephone Dialing
By accepting these terms and conditions you agree and expressly consent to being contacted by GCCB through the use of an automatic telephone dialing system to receive autodialed, prerecorded calls and text messages to any applicable wireless telephone number.
Telephone Monitoring and Recording
We may listen to and record your telephone calls with us. By accepting these terms and conditions you agree that we monitor and record telephone conversations whether you or we initiate the telephone call.
Errors and Unauthorized Transactions
Tell us immediately if you believe that an unauthorized transaction has been or may be conducted to or from one of your accounts without your permission. Telephoning is the best way to minimize possible losses. You can:
- call: (866) 991-7358; or
- write to:
Gulf Coast Collection Bureau, Inc.
5630 Marquesas Circle
Sarasota, FL 34233
WE ARE REQUIRED TO NOTIFY YOU OF THE FOLLOWING RIGHTS. THIS LIST DOES NOT CONTAIN A COMPLETE LIST OF THE RIGHTS CONSUMERS HAVE UNDER STATE AND FEDERAL LAWS.
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 AM or after 9 PM. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
MASSACHUSETTS BUSINESS ADDRESS: 15 Union St., Lawrence, MA 01840. Hours: Monday - Friday 8AM to 8PM, Eastern Time; Saturday 8AM to 12PM, Eastern Time.
NOTICE OF IMPORTANT RIGHTS:
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.